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4 Beds
3 Baths
2,176 sqft

$770,000

12787 95TH ST N, LARGO FL, 33773

Price per sqft$353.86
Built in1954
Property size2,176 sqft
Property typeResidential
Courtesy of COLDWELL BANKER REALTY, Michelle Chenault  Listing Contact: 727-581-9411

Overview

Active

Listed Oct 7, 2026

Updated 5h ago

INVESTMENT OPPORTUNITY + FLORIDA LIFESTYLE! This versatile, turnkey property offers an exceptional opportunity to live, invest, and generate rental income—all in one. With three potential rentable spaces, the property provides flexibility for an owner-occupant, multi-generational living, or an income-producing investment. The main residence features 3 bedrooms and 2 bathrooms and offers the flexibility to be configured as a 1-bedroom/1-bath and a separate 2-bedroom/1-bath living space, creating multiple possibilities for rental income. A detached, fully self-contained ADU adds even more versatility, complete with its own bedroom, full bathroom, kitchen, living area, and laundry. Step outside and enjoy the Florida lifestyle with a private pool and spa, plus multiple outdoor seating areas perfect for relaxing, entertaining, or enjoying the sunshine. There is also plenty of room for your boat, RV, and other outdoor toys. Whether you're looking for a primary residence with income potential, a vacation getaway, a multi-generational property, or an investment opportunity, this property offers the flexibility to make it your own while enjoying all that the Tampa Bay area has to offer. Short-term rental regulations, permitted uses, and the potential for additional unit construction should be independently verified with the applicable municipality and county. Ideally positioned between the beach and the bay, this is your opportunity to own a property where investment potential and the Florida lifestyle come together.

$5,123/mo

Est. mortgage payment based on a $770,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
TB8554554

Interior Features

Bedrooms
4
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.45 Acres

Other Property Details

Taxes
$9,897
Tax Frequency
Annually
Association Fee Frequency
Monthly
Pool
Yes
55+/Senior Community
No

Listings courtesy of Stellar MLS as distributed by MLS GRID

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Rocks Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Properties displayed may be listed or sold by various participants in the MLS. 

Based on information submitted to the MLS GRID as of 9:53 AM UTC on 10/9/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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